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Cherokee County Real Estate News

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If you are considering purchasing a home or refinancingyou can go to or along with local mortgage lenders in your areato determine what loan will best suit youand your family.  You can compare closing costs, APR's and Par rates to determine what loan will best serve yourand your family's long-term interests.

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Cherokee County is a metro Atlanta county that has seen their home property tax valuations by the County closely mirror there actual values.

Cherokee—along with Forsyth has seen overvaluing of their property by 3 percent—some of the more accurate values in the 11 county metro area.

According to the AJC (Atlanta Journal Constitution—12/21/2011) many of the 11 Counties evaluated do not have accurate valuation of home values.

However Cherokee and Forsyth County has fared better than any of the other metro Atlanta Counties that were analyzed.

In Georgia the new state law requires counties to notify homeowners yearly of their property appraisals—which has led to an increase in appeals in some metro Atlanta counties.

In Cherokee County they have been sending out yearly appraisals since the 1990’s.

In Cherokee county residential values declined by about $716 million according to the AJC.

Cherokee Counties millage rate was hiked for the first time in 15 years to compensate for a 5.25percent decline in the tax digest.

The number of appeals for 2010 property valuations in Cherokee was 2,803, is only up slightly from 2009—when the gravity of the sinking real estate market really began to take hold and 3,022 property owners filed appeals.

In Cherokee the Tax Assessors office reduced the tax digest by $58 million on property appeals in which they lowered appraisals, and that will lower property tax revenue this year (2011) between $1.2 million and $1.5 million.

The population in Cherokee County has more than doubled since 1990, from about 90,000 to about 214,000.

Cherokee was hit hard by the downturn in real estate due to 75% of the real estate parcels in Cherokee being residential.

A new state law requires county appraisers to use bank sales, short sales and other “distressed” sales when they calculate property values.

This has led to a more favorable valuation for homeowner’s and an increase in appeals.

Even so, Cherokee County has not fared as bad as other metro Atlanta Counties. That is good news—to a degree—if you live in Cherokee county.

You can expect price stabilization and appreciation on homes in Cherokee and many areas of metro Atlanta to be slow and disappointing in the coming years for many homeowners.

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Thomas (TJ) Underwood has been providing financial advice as a tax practitioner since the mid 1980’s and began his financial planning career (while earning a Bachelor of Science Degree in Business Administration/Finance/Marketing), in Detroit at Wayne State University.  From 2010 up to the present he continues to provide visitors timely personal finance and wealth building advice and articles—including real estate advice—on 3 sites that he has created since 2010. 

Even though he is an active real estate Broker in the Atlanta Metropolitan area, he continues to blog consistently to help visitors and those who desire lasting financial and life changing success the opportunity to change their life for the better in a more efficient way. 

You can learn more about him and gain access to all three sites that he has created by going to Who is the creator of page.

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