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What Is The 3 Step Structured Approach to Managing Your Credit & Finances All Aboutby Thomas (TJ) Underwood—33 page e-book $9.95...Sold by: Services LLC | May 28, 2023

1-2-3 Credit & Me: Learn how you can Stabilize, Improve & Maintain your credit throughout your lifetime (Part of the Real Estate & Finance 360 Degrees Series of Books Book 6) by THOMAS (TJ) UNDERWOOD  | Sold by: Services LLC | Oct 19, 2020, updated Summer 2023

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Who is Thomas (TJ) Underwood

The 3 Step Structured Approach to Managing Your Credit & Finances

Learn How You Can Operate On A Daily Basis In The Management of Your Finances With A Mental System That Puts You In Control & Keeps You In Control

In response to a recent email of a visitor asking about The 3 Step Structured Approach I responded in the following fashion.  I also felt that the page was worth sharing with others who may also have a similar question or concern.  Below you too can learn more about The 3 Step Structured Approach.

The 3 Step Structured Approach to Managing Your Credit & Finances is all about helping you manage your credit and finances in a COMPREHENSIVE MANNER so that you can best achieve the goals that will serve your and your family's best interest—so that you can achieve at a higher level and enjoy life on your terms.

It is important that you realize that you must have a system that you can carry within your mind that allows you to analyze your credit and finances in an accurate, careful, considerate and critical manner.  By doing so you give yourself and your family a real opportunity to achieve the success that you desire or the success that you NEED to attain.

You must understand and know that it is your responsibility to manage the credit and financial affairs in your life—especially in the economic climate that we now live in.

It is important that you have a "financially alert mind" in the times that we now live in because having one will  provide you the opportunity to make the right decisions at the various stages in your life as it relates to your finances.

Whether you are new to finance or you have been addressing your finances effectively for yearsThe 3 Step Structured Approach to Managing Your Credit & Finances will provide you a new and more rewarding way of managing your finances on a daily basis so that you can achieve meaningful and significant goals in your life.

The 3 Step Structured Approach will put you on a path that you need to be on to ensure that your journey is as prosperous and productive as it should be. 

Why leave your credit and finances up to chance when you could be addressing all of the areas of your FINANCES that you need to address and enhancing your future right now?

In a word or shall I say two words—The 3 Step Structured Approach is all about providing you the opportunity to have comprehensive effectiveness as you manage your credit and finances!

The 3 Step  Structured Approach is a system that YOU can carry within YOUR MIND and YOUR HEART to ensure that you address your credit and financial responsibilities efficiently and effectively and puts YOU IN CONTROL!

By approaching your finances in a comprehensive manner you can understand and  create personal financial statements that can be applied in a manner that can improve your goal setting efforts and your ability to effectively and efficiently reach your goals in today's economy!

You can approach your credit situation for the rest of your life with confidence because you will have a mental system that provides you clarity and the opportunity to manage your credit more effectively and more efficiently. 

You will be in position to manage all areas of your finances (insurance, investments, taxes, emergency fund, education planning, estate planning/wills and retirement planning) more effectively, thus improving your future success!

Worry, anxiety, fear, frustration, lack of effort and making excuses should never be a part of your daily mindset and you no longer have to let worry, anxiety, fear, frustration, lack of effort and making excusesor any other distractionbe a part of your daily mindset as it relates to your credit and finances. 

Isn't it time you get started on a serious path of improving your credit and finances so that you can focus on what you need to focus onyour future success.

You now have the opportunity to see if "The 3 Step Structured Approach" will work for you and your family with our updated guide (2023) that is now available to you.

In this guide you will receive a thorough overview of "The 3 Step Structured Approach" that will provide you more clarity and understanding of your credit and finances than many who have been managing their credit and finances for years.

You must perceive (know by seeing clearly) success in your future and we believe The 3 Step Structured Approach provides you the best opportunity to see your future clearly in a comprehensive manner, and more importantly positively inspires you to act on that perception and do great things in your life!

If you desire real success in your future your thinking capacity must grow and you must focus daily on the right things if you desire true success. 

Now is the time that you gain new and more empowering thoughts and take your mind to new places.

You must understand fully that those who have a mindset of taking consistent action are much more likely than those who fail to take consistent action to achieve their future goals. 

You can "choose" to join the long line of those who fail to take the right action on a consistent basis, or you can choose at this time to pursue a new path to success that will have fewer roadblocks and pitfalls.

After you get the new guide be sure to compare it to other comprehensive systems and approaches that you have come across—or that you may come across in your future.

Even if you have made bad decisions in your past or you have had an unfortunate event in your past due to carelessness or not being fully aware of what was going on—you can now change your future for the better for under $10 in e-book form or paperback, today!

By purchasing this new guide today, you will either see the wisdom in the approach and utilize it to effectively manage your finances from this day forward or at worst you will determine that it is not for you. 

However, if you are like most you will utilize the system to start on a path to achieving major success throughout your lifetime (in a comprehensive way) in the most effective and efficient manner possible.

It is important that you realize that success is much more likely to occur when you have the right opportunity, the right preparation, the right knowledge and you take the right action on a consistent basis!

We are not shy about it, we believe that major success will be in store for you and your family with this new guide alone.  In addition, be sure to search this site and our companion site for more timely information that can benefit you and your family.

Many consumers from around the world have already achieved major success by doing so!

Enjoy the new guide (now available on and the websites and make a real commitment today to transform your future to that of true success!

As someone who has been in the personal finance industry for over twenty years—I know of no other system that provides you the "mental working knowledge" that you need to manage your credit and finances on a daily basis in a comprehensive manner than that of The 3 Step Structured Approach to Managing Your Credit & Finances.

Isn't it time you go from where you are now at to where you should be!  Isn't it time you try a new approach that can take you to a new level of successbut not instantly.

Isn't it time you learn a new financial management system that makes sense!  Isn't it time that you strive for a new level of excellence!

You can now do so if you make the right choice at this time!

What is inside The 3 Step Structured Approach that you need to know...

Thomas (TJ) UnderwoodContent Writer

In addition be sure to visit our blogs that are providing an avenue for major success for consumers around the world:

Personal Finance & YouBlog

Atlanta Real EstateBlog

The Wealth Increaser—Blog

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Thomas (TJ) Underwood has been providing financial advice as a tax practitioner since the mid 1980’s and began his financial planning career (while earning a Bachelor of Science Degree in Business Administration/Finance/Marketing), in Detroit at Wayne State University.  From 2010 up to the present he continues to provide visitors timely personal finance and wealth building advice and articles—including real estate advice—on 3 sites that he has created since 2010. 

Even though he is an active real estate Broker in the Atlanta Metropolitan area, he continues to blog consistently to help visitors and those who desire lasting financial and life changing success the opportunity to change their life for the better in a more efficient way. 

You can learn more about him and gain access to all three sites that he has created by going to Who is the creator of page.

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