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Purchasing Your Home: The Proper Way to Purchase Your Atlanta Area Home

1-2-3 Credit & Me: Learn how you can Stabilize, Improve & Maintain your credit throughout your lifetime (Part of the Real Estate & Finance 360 Degrees Series of Books Book 6) by THOMAS (TJ) UNDERWOOD  | Sold by: Services LLC | Oct 19, 2020, updated Summer 2023

What's inside 1-2-3...




Learn what others are saying about our latest blog (Created in 2014) by Clicking Here…

Learn about 15 questions that you need answered "prior to" purchasing your new home...

Learn about "What is Inside" The Wealth Increaser...Our New Book...

Purchase HOME BUYER 411 The Smart Guide to Buying Your Home...©2014, 2023

Purchase HOME SELLER 411 The Smart Guide to Selling Your Home ©2014, 2023
Learn what is inside "The 3 Step Structured Approach to Managing Your Credit & Finances"©2014, 2023

Wealth Building Now—new book sample chapter...

Who is Thomas (TJ) Underwood

Learn How "10 Steps To Improving Your Finances" Can Lead To Financial Success For You & Your Family...

If you are considering purchasing a home or refinancingyou can go to or along with local mortgage lenders in your areato determine what loan will best suit youand your family.  You can compare closing costs, APR's and Par rates to determine what loan will best serve yourand your family's long-term interests.

Learn How Home Loan Amortization Works...

Shop on eBay----Shop on My New Book

Learn how to apply the— “Keys to Success”—in your life

1st Time Home Buyer Tips

Assess your financial situation:

  • budget (monthly cash flow)
  • credit
  • emergency fund
  • are all of the  above adequate at this time

Think about the amenities you want in a home:

  • garage
  • fence
  • low maintenance yard
  • bedrooms/baths
  • bonus room
  • storage
  • many others


  • Make a preliminary neighborhood or suburb selection
  • Select a Realtor
  • Look at homes selected by your Realtor

  • Choose a home that fits your needs
  • Evaluate the condition of the house
  • Make an offer on the house and negotiate with the seller


  • Work with your Realtor to find a mortgage lender
  • Gather necessary documents
  • Insure the house and its contents
  • Close on the house


Buying your first home does not have to be stressful!   On this siteand our companion site you'll learn everything that you need to know to make your home purchase a smooth one.

If your goal is to save time you can do what many consumers who are considering purchasing a home in today's economy  have donepurchase Home Buyer 411the Smart Guide to Buying Your Home

By doing so you can address and answer all of your home buying concerns in an efficient and effective manner!

Learning about real estate is not that difficult if you have the right teacher.

At, we’ve got the resources to help you buy your first home.  Be sure to navigate both of our sites as you will find helpful hints on home buying and home selling.

If you have a specific real estate question email me at the address below and I will email you back with an appropriate or helpful answer as soon as possible.

In the meantime utilize this site as it will show you the proper way to purchase your first homein today's market!

Our experience and expertise can make buying your first home simple. Over 18 years in the business have helped us develop a wealth of resources to help you.

About This Article:


The above article was written by Thomas (TJ) Underwood.   Thomas (TJ) Underwood is an active real estate broker in the state of Georgia and is the writer behind The Wealth Increaser, Home Buyer 411,  Home Seller 411, The 3 Step Structured Approach to Managing Your Finances, Managing & Improving Your Credit & Finances for this MILLENNIUM and CREDIT & FINANCE IMPROVEMENT MADE EASY—FREE GUIDE. 

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner.  He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. 

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page. 

You can also get other highly relevant tips on "living your life more abundantly" and possibly earn revenue at the same time by linking to

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Thomas (TJ) Underwood has been providing financial advice as a tax practitioner since the mid 1980’s and began his financial planning career (while earning a Bachelor of Science Degree in Business Administration/Finance/Marketing), in Detroit at Wayne State University.  From 2010 up to the present he continues to provide visitors timely personal finance and wealth building advice and articles—including real estate advice—on 3 sites that he has created since 2010. 

Even though he is an active real estate Broker in the Atlanta Metropolitan area, he continues to blog consistently to help visitors and those who desire lasting financial and life changing success the opportunity to change their life for the better in a more efficient way. 

You can learn more about him and gain access to all three sites that he has created by going to Who is the creator of page.

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