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Some Important Reasons Why You Should Use A Real Estate Agent

1-2-3 Credit & Me: Learn how you can Stabilize, Improve & Maintain your credit throughout your lifetime (Part of the Real Estate & Finance 360 Degrees Series of Books Book 6) by THOMAS (TJ) UNDERWOOD  | Sold by: Services LLC | Oct 19, 2020, updated Summer 2023

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Learn How Home Loan Amortization Works...

If you are considering purchasing a home or refinancingyou can go to or along with local mortgage lenders in your areato determine what loan will best suit youand your family. You can compare closing costs, APR's and Par rates to determine what loan will best serve yourand your family's long-term interests.

Why Use An Agent?

Buyers Should Choose Who Represents Them Wisely!

Why should I use a real estate agent? It is important that you get a real estate agent who is a local market expert. In most markets (including Atlanta) realtors are paid a commission by the seller. The purchaser is not obligated to pay any additional fee.

A good agent can save you time and money. Be sure your agent understands financing. Even though they don’t provide the loanthey should understand and be able to explain to you all the important information in the loan documents that you should be particularly concerned with.

Be sure you get the best loan for your situation as you will be making payments over several yearsand your financing choice could costor save you thousands of dollars over the life of the loan.

Are you concerned about paying too much?

A real estate agent can provide a CMA (Competitive Market Analysis) that will help ensure that you don’t pay too much.

As a further check appraisals are required by nearly all lenders. Be wary of CMA’s and appraisals as there has been fraud associated with both methods over the last few years.

Do your own independent research if you are concerned or skeptical, and use the CMA’s and appraisal as a further check.  If your research and the CMA’s and/or appraisals are off by over 10% reconsider your purchase and do further research.

Sellers Should Choose Who Represents Them Wisely!

A professional real estate agent can assist home seller's by providing helpful tips and advice to get their home in top selling condition for their market. They will know if the market in your area is a buyer's, seller's or normal market.

Real Estate agents will also be able to provide current and timely market information and advice that can help your home sell faster and for top dollar. Be sure to use a knowledgeable highly effective agent when you decide to list your home.

If you decide to sell the home yourself without the assistance of an agent be sure to go to our site map page and select the For Sale By Owner pages to find timely and helpful advice.

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Thomas (TJ) Underwood has been providing financial advice as a tax practitioner since the mid 1980’s and began his financial planning career (while earning a Bachelor of Science Degree in Business Administration/Finance/Marketing), in Detroit at Wayne State University.  From 2010 up to the present he continues to provide visitors timely personal finance and wealth building advice and articles—including real estate advice—on 3 sites that he has created since 2010. 

Even though he is an active real estate Broker in the Atlanta Metropolitan area, he continues to blog consistently to help visitors and those who desire lasting financial and life changing success the opportunity to change their life for the better in a more efficient way. 

You can learn more about him and gain access to all three sites that he has created by going to Who is the creator of page.

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